MARRIOTT HOTELS BREACH - MARCH 31, 2020

Data Breach Alert
Personal Information of 5 Million Marriott Customers Breached


On March 31, 2020, Marriott International announced a data breach affecting up to 5 million of its customers. 

Between mid-January and February of 2020, an unauthorized individual used the log-in information of two employees to access private customer data.

Breached data reportedly include:

  • Names
  • Dates of birth
  • Mailing addresses
  • Email addresses
  • Phone numbers
  • Loyalty account numbers and point balances
  • Additional personal details (e.g., company, gender)
  • Partnership and affiliations including linked airline loyalty programs and numbers
Marriott has disabled the login credentials used to access this information and has sent notifications to affected guests. Additionally, the company is working with authorities to support investigations and has set up this  dedicated website and call center resources with additional information for those affected.

This breach comes almost a year and a half after the 2018 incident in which cybercriminals accessed the private information of up to 500 million customers of the Starwood brand, a Marriott subsidiary.

Hotels operated and franchised under Marriott’s brands use an application to help provide services to guests at hotels. 

At the end of February 2020, we identified that an unexpected amount of guest information may have been accessed using the login credentials of two employees at a franchise property. 

We believe this activity started in mid-January 2020. Upon discovery, we confirmed that the login credentials were disabled, immediately began an investigation, implemented heightened monitoring, and arranged resources to inform and assist guests.

Although our investigation is ongoing, we currently have no reason to believe that the information involved included Marriott Bonvoy account passwords or PINs, payment card information, passport information, national IDs, or driver’s license numbers.

At this point, we believe that the following information may have been involved, although not all of this information was present for every guest involved:

  • Contact Details (e.g., name, mailing address, email address, and phone number)
  • Loyalty Account Information (e.g., account number and points balance, but not passwords)
  • Additional Personal Details (e.g., company, gender, and birthday day and month)
  • Partnerships and Affiliations (e.g., linked airline loyalty programs and numbers)
  • Preferences (e.g., stay/room preferences and language preference)


What Should You Do?
  1. Be on the lookout for phishing emails, which may appear to come from a familiar source or use personal information. Be wary of emails or phone calls with urgent requests for help and/or secrecy. Also be aware of emails from unfamiliar sources that contain links or attachments that you were not expecting. Do not click on these links, as they could be embedded with malware.
  2. If you are using one of our newest Norton 360 plans, make sure you are using Dark Web Monitoring Powered by LifeLock§. We'll patrol the dark web, a digital marketplace for contraband like stolen personal information, and will notify you if we find your information being sold or traded.
  3. Log in to your Norton account to add additional information for monitoring.
  4. If you are not using one of our newest Norton 360 plans, you may be eligible for an upgrade. Features like Dark Web Monitoring Powered by LifeLock§ can help to notify you if we detect your personal information on the dark web, and a secure VPN can help protect your online privacy when connected to the internet.
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Dedicated Call Center Resources
We have established dedicated call center resources for guests to obtain more information, which can be reached by calling the following numbers:

LocationNumber
United States/Canada+1-800-598-9655
Australia1800280257
France0805540130
Germany08006644414
United Kingdom08003457018
Rest of the World (toll may apply)+1-402-952-5356


The call center resources will be staffed during ordinary business hours in the United States, 8:00am-8:00pm EDT Monday through Friday. Language support will be provided in English and French, and additional translation services will be available upon request.


Additional Guest Support
We have taken the following additional steps to help our guests:

  • Where available, Marriott is offering you the option to enroll in a personal information monitoring service, free of charge for 1 year, as described below.
  • If you are a Marriott Bonvoy member and we have determined that your information was involved:
    • We have disabled your existing Marriott Bonvoy password, so when you log in to your Marriott Bonvoy account at Marriott.com, you will be prompted to change your password.
    • You will also be prompted to enable multi-factor authentication to further protect access to your account.
  • We have notified relevant authorities and are supporting their investigations.
Free IdentityWorks Enrollment
Where available, Marriott is offering guests involved the option to enroll in a personal information monitoring service, IdentityWorks, free of charge for 1 year. This service will be provided by Experian, a global data and information services provider. This is an optional service that allows you to identify information that you would like to have the service monitor; how much information to include in the monitoring is completely up to you. Any information that you provide to Experian will only be used by Experian for the sole purpose of the monitoring service.

Due to regulatory and other reasons, IdentityWorks or similar products are not available in all countries/regions. IdentityWorks is currently available in Australia, Brazil, Canada, Germany, Hong Kong, India, Ireland, Italy, Mexico, New Zealand, Poland, Singapore, Spain, the United Kingdom, and the United States. Language support for online enrollment is available in English, French, French Canadian, German, Italian, Portuguese, and Spanish.

To use IdentityWorks to start monitoring your personal information please follow the steps below:

  • Ensure that you enroll by June 30, 2020 (your code will not work after this date.)
  • Visit the Experian IdentityWorks website to enroll:
  • Provide your activation code:
    • US Residents: To be provided in the email notice or self-service portal communication
    • Non-US Residents: To be provided in the email notice or self-service portal communication
A credit card is not required for enrollment in Experian IdentityWorks.

Frequently Asked Questions

These Frequently Asked Questions May Be Supplemented From Time to Time
What Happened?
Hotels operated and franchised under Marriott’s brands use an application to help provide services to guests at hotels. At the end of February 2020, we identified that an unexpected amount of guest information may have been accessed using the login credentials of two employees at a franchise property. We believe this activity started in mid-January 2020. Upon discovery, we confirmed that the login credentials were disabled, immediately began an investigation, implemented heightened monitoring, and arranged resources to inform and assist guests.
What information was accessed?
Although our investigation is ongoing, we currently have no reason to believe that the information involved included Marriott Bonvoy account passwords or PINs, payment card information, passport information, national IDs, or driver’s license numbers.

At this point, we believe that the following information may have been involved, although not all of this information was present for every guest involved:
  • Contact details (e.g., name, mailing address, email address, and phone number)
  • Loyalty Account Information (e.g., account number and points balance, but not passwords)
  • Additional Personal Details (e.g., company, gender, and birthday day and month)
  • Partnerships and Affiliations (e.g., linked airline loyalty programs and numbers)
  • Preferences (e.g., stay/room preferences and language preference)
If you are uncertain whether your information was involved in the incident, we have set up a self-service online portal for guests to be able to determine whether their information was involved and, if so, what categories of information were involved. This portal can be accessed here.
What steps did you take in response?
Upon discovery, we confirmed that the login credentials were disabled, immediately began an investigation, implemented heightened monitoring, and arranged resources to inform and assist guests. Internal and external security teams have been working hard to investigate the incident, implement additional security measures, and address what was found.

In addition, if you are a Marriott Bonvoy member and we have determined that your information was involved:
  • We have disabled your existing Bonvoy password, so when you log in to your Marriott Bonvoy account at Marriott.com, you will be prompted to change your password.
  • You will also be prompted to enable multi-factor authentication to further protect access to your account.
Was my information involved in the incident?
On March 31, 2020, Marriott sent emails to guests involved. We have also set up a self-service online portal for guests to be able to determine whether their information was involved in the incident and, if so, what categories of information were involved. This portal can be accessed here.
Was my Marriott Bonvoy password or PIN involved?
No. We currently have no reason to believe that the information involved included Marriott Bonvoy account passwords or PINs. Nonetheless, we encourage you to take steps to protect yourself and your account and have described those steps below under the heading “What other steps can I take?”

Were payment cards involved?
No. We currently have no reason to believe that the information involved included any payment card information.

Were driver’s license or national identification numbers involved?
No. We currently have no reason to believe that the information involved included any driver’s license or national identification numbers.

Were passports involved?
No. We currently have no reason to believe that the information involved any passport information.

How many guests were involved in this incident?
Although Marriott’s investigation is ongoing, the company currently believes that information may have been involved for up to approximately 5.2 million guests.

What is Marriott doing for guests involved?
We are providing guests involved with information about steps they can take, including enrolling in the IdentityWorks online information monitoring service.
Marriott is also working hard to ensure that our guests have answers to questions with a dedicated website and call center resources.

How will I know that the email notification I receive is from Marriott?
We want you to be confident that the email notification you receive is from Marriott. The email was sent from marriott@email-marriott.com because this is the standard email account used to communicate with our guests.

We also want you to be aware that when other companies have provided notifications like this, ill-intentioned people used the opportunity to try to trick individuals into providing information about themselves through the use of links to fake websites (phishing) or by impersonating someone they trust (social engineering). Please note that the email you may receive from us will not contain any attachments or request any information from you.

What is IdentityWorks and how do I enroll?
IdentityWorks is a personal information monitoring service that Marriott will offer, free of charge for 1 year. This service is provided by Experian, a global data and information services provider. This is an optional service that allows guests involved to identify information that you would like to have the service monitor; how much information to include in the monitoring is completely up to you. Any information that you provide to Experian will only be used by Experian for the sole purpose of the monitoring service.

Due to regulatory and other reasons, IdentityWorks or similar products are not available in all countries/regions. IdentityWorks is currently available in Australia, Brazil, Canada, Germany, Hong Kong, India, Ireland, Italy, Mexico, New Zealand, Poland, Singapore, Spain, the United Kingdom, and the United States. Language support for online enrollment is available in English, French, French Canadian, German, Italian, Portuguese, and Spanish.

To use IdentityWorks to start monitoring your personal information please follow the steps below:
  • Ensure that you enroll by June 30, 2020 (your code will not work after this date.)
  • Visit the Experian IdentityWorks website to enroll:
  • Provide your activation code:
    • US Residents: To be provided in the email notice or self-service portal communication
    • Non-US Residents: To be provided in the email notice or self-service portal communication
A credit card is not required for enrollment in Experian IdentityWorks.

What other steps can I take?
To guard against the information involved being used for phishing or social engineering attempts or attempts to access and use the points in your Marriott Bonvoy account, you can take a number of precautionary steps, in addition to enrolling in IdentityWorks:

  • If you have a Marriott Bonvoy account but have not activated your online access to it and set up a password, you should do so now.
  • Use good password management practices, including not using easily guessed passwords and not using the same password across multiple accounts.
  • Monitor your Marriott Bonvoy account for any activity that you did not initiate and notify us of any suspicious activity.
  • If we have determined that your information was involved in the incident, you will be prompted to reset your password and enable multi-factor authentication to further protect access to your account.
  • You should not provide any information—especially payment card information, other financial account information, online account information, or passwords—to anyone who calls or otherwise contacts you purporting to be from Marriott or a Marriott brand hotel. Marriott will never call or email you to ask you to provide this information by phone or email.
  • You should be vigilant against possible “phishing” emails that appear to be (but are not) sent from Marriott email addresses.


Go To:

CAPITAL ONE HACKED - HOW TO TELL IF IT AFFECTS YOU

On Monday July 29, 2019, Capital One Financial announced that they discovered on July 19, 2019 they had been hacked. But the day of the hack was not July 19, 2019.

The information was breached over two days, March 22 and 23, 2019 by Paige Thompson, a 33-year-old female financial analyst who has been arrested by the FBI for computer fraud and abuse. 

Those were the days she hacked them but the information that was revealed were from dates long before that.

The dates she accessed and offered for sale on the Dark Web were 23 random days during 2016, 2017 and 2018.

Although Capital One performs routine audits and security checks, this hack was not caught then.  

The hack was only caught after someone reported to them that Ms. Thompson offered the hacked information for sale on the Dark Web. 



Capital One DOES have insurance but there will be out of pocket expenses.
Capital One DOES have insurance but there will be out of pocket expenses.


WHAT WAS HACKED?

She revealed 
names, addresses, details of "linked bank accounts," social security numbers, and passwords and PINs of credit card and savings accounts. 

Although Capital One says the hack also revealed 
the details of "only" 140,000 credit card accounts and 80,000 linked bank accounts of United States customers and the social insurance details of Canadian customers. 

However, the trickle down theory is in place, so Capital One said this event ultimately affected over 100 million customers in the United States and over 6 million in Canada.

This hack is going to hurt Capital One in more ways than one because of the many products they offer.

The hacker also exposed
 personal information that Capital One collects on new card applications, including names, addresses, zip codes, phone numbers, email addresses, dates of birth and self-reported income. 

For those 23 random days during 2016, 2017 and 2018, the hacker revealed 
credit scores, credit limits, account balances, payment history, and fragments of transactions data from those dates.

Capital One said 
"the largest category of jeopardized data was information on consumers and small businesses as of the time they applied for credit card products from 2005 through early 2019."

Capital One does carry insurance for this sort of thing, but the coverage is very conservative considering recent hacks that have been reported by other institutions. Capital One's coverage has a $10 million deductible and a coverage limit of $400 million.  Hacks at other companies have exceeded $400 million.

If you are offered free credit monitoring and identity protection, then the hack affected You.

You are well advised to change your PASSWORD and your PIN to all your Capital One accounts AND to you linked bank accounts.

Capital One said it doesn't believe the information was used for fraud.  

That is an amazing statement!  You can believe what you want to believe regarding how Capital One said the hacked information was "going to be used."   

The fact remains that if it was being offered for sale on the Dark Web, then it was being used for fraud.  Her FBI arrest warrant states she was arrested for computer fraud and abuse.  You can connect the dots.

Take some precautions on your own.  

  • Keep alert for new charges on your statements
  • Sign up with Capital One for them to send you alerts for new purchases.  
  • Don't answer any emails or phone calls that look like they came from Capital One - YOU call them directly using the phone number on the back of your credit card.
  • Don't click on any links you get in emails.


IMPORTANT:
Capital One will NOT be calling or emailing customers to notify them they were affected in the breach. 

They will NOT be calling customers to ask them to verify their credit card information or Social Security numbers.

So if you get a phone call like that, it is NOT them. Hang up!  

If you note the phone number they called you from and any identifying information from the call, you can report it to Capital One by calling the phone number on the back of your credit card.

If it is too late and you already opened emails in your INBOX or SPAM, DO NOT believe any emails stating they are from Capital One, especially if they say you were part of the hack and need you to VERIFY any information.   

Forward those emails to:

abuse@capitalone.com  


Then delete the emails and make sure they are not in your contacts.

Capital One set up this website to answer any questions about this event.

Check out our post about Facebook's $5million fine here.

https://2geekgirls1nerdyguy.blogspot.com/2019/07/facebook-fined-record-five-billion.html

Please SHARE our posts with your friends so they can enjoy our websites too.  Thank you!



FACEBOOK HACK AND $5MILLION FINE

Check out our post about Facebook hack and subsequent $5million fine. The fine did not limit Facebook's ability to continue to collect information about its users.  Read more at the link.

Facebook was fined a record $5 million bucks
Facebook was fined a record $5 million bucks

https://2geekgirls1nerdyguy.blogspot.com/2019/07/facebook-fined-record-five-billion.html

7-ELEVEN IN JAPAN HAS BEEN HACKED!


7-Eleven is a Japanese-owned international change of stores, with headquarters in Dallas, Texas with about 67,400 stores in 17 countries.

Last week, Japan 7-Eleven launched a payment system called 7Pay as an easy way for mobile customers to pay for items.  



7-Eleven's 7Pay system was hacked in Japan
7-Eleven in Japan was hacked



Within 48 hours, customers started complaining that they were charged for stuff using 7Pay that they didn't buy. 

While the company investigated, they suspended use of the 7Pay mobile payment service.

On July 6, 2019, 7-Eleven released a statement saying that hackers had accessed their 7Pay app and made transactions that affected 900 customers for a total of $506,000.  

7Pay does not have two-step verification of the owner's identity.
 
  7-Eleven's 7Pay system scans the bar code which is what was hacked in Japan
7-Eleven's 7Pay system scans the bar code which is what was hacked in Japan



The Japan Times reported the arrest of two Chinese men on Saturday, July 6, 2019 who were suspected of the hack because one was arrested for fraud after using stolen ID's to pay 730,000 yen (about $6,750) to buy 150 cartons of e-cigarette cartridges from a Tokyo 7-Eleven.


7Pay uses a bar code on a smartphone. After the cost of the purchase is scanned, it is deducted from the credit or debit card that is linked to that customer's 7Pay account.  

It is a poorly designed app that allows anyone who knows a customer's email address, date of birth, or phone number to take over anyone's account.

This is why we tell you NOT to put your personal information on your FACEBOOK account!!!  


The hackers easily got each victim's information because it was readily available on online social media sites. The hacker did this by using the data to reset an account’s password, so the reset link was able to be sent to the hacker’s email address instead of the account owner’s. The hacker could then take control of the 7Pay account.


This was too easy for hackers to exploit 7Pay customers. 

The Japanese government accused 7-Eleven of failing to properly adhere to guidelines that would prevent unauthorized access.  

7-Eleven has promised to fully reimburse the victims.

In the United States, 7-Eleven uses a Bill-Pay App for smartphones that the customer downloads from the MAC App Store or the Google App Store.  7-Eleven also has a 7Rewards which was launched in 2015 giving customer incentives for purchases of coffee. The app scans and tracks a customer's purchases so they can access exclusive offers.

 The 7Pay system in Japan has been suspended for now.   There is no word if they will return with improved security.  

So far nothing like this has happened in 7-Eleven's stores in the United States, but given Facebook users propensity for putting a lot of personal information on their Facebook accounts, it won't be long before we are reading about another 7-Eleven hack.

Please pass along our posts to your friends so they can enjoy our websites too. Thank you.




CANVA HAS BEEN HACKED

If you  use CANVA, this arrived in our admininstrator's email box.  Please use the links for more information.


Canva has been hacked
Canva was hacked May 24, 2019

Hello,

We are writing to let you know that on Friday, May 24, 2019 we discovered an in-progress attack on our systems. As soon as we were notified we immediately took steps to identify and remedy the cause and have reported the situation to authorities (including the FBI). We are very sorry for any concern or inconvenience this may cause.

We’re aware that a number of our community’s usernames and email addresses have been accessed. The hackers also obtained passwords in their encrypted form (for technical people: all passwords were salted and hashed with bcrypt). This means that our user passwords remain unreadable by external parties.

However, in line with best practices we recommend that you change your Canva password at 
https://www.canva.com/account

We’ll continue to post further updates on:

https://status.canva.com

If you have any questions check out the FAQ page for this incident:

https://support.canva.com/contact/customer-support/may-24-security-incident-faqs/

Or please do not hesitate to reach out to us on contact@canva.com

Our team is working around the clock to deal with this situation, and we really appreciate your support and understanding.

Kind Regards,

Liz McKenzie
Head of Communications
Canva

Commentary Topic: Facebook Privacy

Putting the word 'Facebook' together with the word 'privacy' is almost laughable. Ok, it IS laughable.  Anyone who uses social media, even as little as one hour a week, is already hip to the fact that ANYTHING they say or do on social media is not private because it is a PUBLIC venue.  


Facebook Privacy
Facebook's CEO wants to protect user privacy and data


Mark Zuckerberg, head man at Facebook, seems to think he can provide privacy for his Facebook users.  How he will do that remains to be seen unless he is going to personally police all the bad guys that are growing in number every day.  So far, Facebook, in general, has done a lousy job protecting users from hackers, scammers, phishers, not to mention sexual predators looking for love in all the wrong places, and scam artists looking for their next patsy to swindle some private information or hoping to get lucky snagging a credit or debit card number.

To put the word "privacy" together with "Facebook" and expect it to blend together to make a new word that smacks of "security" - is never going to happen.  Facebook, as big as it is with or without more safeguards in place, is never going to be able to provide the level of security that is needed for each user to feel absolutely safe that their information is not going to get hacked.  

Facebook can't protect themselves from a breach.  If a firm like Cambridge Analytica can pull one over on them, then anyone can.

Every week Facebook users file reports about bad actors . Facebook's forms have been so streamlined that the reports are not worth filing, but to the righteous, it is better than nothing. There are no specific choices for hacked accounts or scammers. Fake accounts seem to be A-OK now because that choice has been removed. Depending on how you answer each screen, the best possible outcome you can expect is a "thank you for your report" reply.  

As for reporting people who are impersonating others, people posting or making up fake news, clickbait ads, sexual predators, phishing scams, hacker intrusions - I can personally tell you that those reports don't get a second glance anymore, probably due to the new format on the reporting screens. 

It certainly explains why those accounts are still live on Facebook.  There are reports made by white hat Facebook users who help others with technical stuff and who genuinely care about our Facebook and internet safety, yet Facebook overlooks their reports and either doesn't reply or replies with their standardized form letter - thanks but that account looks OK to us, but hey! keep on being watchful because you just might hit on a legitimate one someday.

It is the reason why people don't bother reporting stuff anymore - because nothing happens; it's a waste of time. The reported accounts are still on Facebook a week later, still perpetrating their scams on others and still trying to hack Facebook accounts.

Yesterday Mark Zuckerberg told his Facebook shareholders that he is committed to protecting the privacy of his users. He said he "wants to build a 'privacy-focused social platform." There is so much redundancy in those words that I fear that someone is living in la-la-land.

A day later, Orin Snyder, Facebook's lawyer, said at a hearing regarding Cambridge Analytica accessing Facebook users data and Facebook's allowing companies to read the private messages of its users - Snyder said that "there is no expectation of privacy on Facebook or any social media. There was no invasion of privacy because there is no privacy at all. "

There is no back door on the Terms of Service agreement on Facebook and millions of other websites.  Users either consent or they can't use the service -  agree or goodbye.

As for Zuckerberg's commitment to privacy and protecting users data, he forgets that Facebook NEEDS user data in order to sell advertising. It is how Facebook makes the majority of its money. 

Without user data, they can't show specific (or targeted) ads to each user. If they don't know what they like, they can't sell to them.  Also, if companies can't successfully pitch their products to people who were past or existing customers or people who are likely to become customers based on their preferences and likes, then Facebook can kiss off the amount of advertising income they presently enjoy. 

FYI: For the final quarter of 2018, Facebook reported they had $16.6 BILLION ad revenue.  That was income for THREE MONTHS!!  That would not be possible if they didn't know in advance which ads to pitch at customers who would likely buy. 

Facebook argues that it doesn't pitch the ads, that the ads are from the companies. 

But if you think about the fact that Facebook gives them the leads - they point out who to approach - the companies would be doing cold advertising and not targeted advertising.  In my book, Facebook needs user data in order to sell advertising to its vendors. 

While Facebook's CEO is busily re-assuring his users that he will protect their privacy, his lawyer Orin Snyder - who may or may not have a job in coming weeks - disagrees with him 100%. 

This week, in open court, after Snyder told the judge presiding over the invasion of privacy lawsuit of Cambridge Analytica's accessing user data that "there has been no invasion of privacy because there is no expectation of privacy on Facebook," Snyder asked the judge to throw out the Cambridge Analytica lawsuit stating "there has been no invasion of privacy because users gave consent to share their data with third parties."   

Even though Cambridge Analytica acquired the information illegally doesn't entitle them to have Facebook user data.  

They are hiding behind the contention that they are a third party and are covered under the third party clause of Facebook's Terms Of Service Agreement.  

Please share our posts with your friends so they can enjoy our websites too.  Thank you.


Here is a post you might be interested in - how to check your password strength and if they have ever been involved in a breach.

https://2geekgirls1nerdyguy.blogspot.com/2019/05/how-to-check-password-strength.html

Although Mr. Snyder may forget that Facebook pays his bills, in all honesty, technically he is half right.  Users do give consent to share their data with third party vendors.  

However, they didn't agree or consent that the data should be available to third-party vendors who use illegal means to acquire that data.  

In that case, every hacker can be considered a third party.  To point out the ridiculous, therefore users consent to share their data with third parties implies that the hacker is entitled to their data - even if he acquired it by illegal means.

If you followed my train of thought above, I am sure that you get the point.


Facebook users should wake up and realize that there is no privacy online or on Facebook. There never was and there never will be.  

The words "social network" and "privacy" do not mate together to make a baby called Lifelock ID protection.

Please share our posts with your friends so they can enjoy our websites too. Thank you.


Here is a post about how to check your password strength and if they have ever been exposed due to a breach.

https://2geekgirls1nerdyguy.blogspot.com/2019/05/how-to-check-password-strength.html


Source:
https://www.digitaltrends.com/social-media/facebook-lawyer-privacy-shareholder-meeting